“命里的钱，都是有定数的”这句话，是体现了宿命论的思想，意味着所有人的命运和财富都是注定的。
The sentence “All money in life has a fixed number” reflects the idea of fatalism, which means that everyone’s fate and wealth are doomed.
个人自身努力和劳动看似重要，但对于最终财富的积累而言只起到微不足道的作用。
Personal efforts and labor may seem important, but they only play a negligible role in the ultimate accumulation of wealth.
然而，现代社会已经超越了天命和宿命的观念，我们相信人们的命运和财富是可以通过个人的努力和勤奋去改变的。
However, modern society has transcended the concepts of fate and destiny, and we believe that people’s destiny and wealth can be changed through individual efforts and diligence.
适当的努力在市场的起伏中，可以增加获得财富的机会，同时通过合理的理财规划，可以使我们的财富保持稳定增长，并为自己、家人和社会提供更多价值。
Appropriate efforts in the ups and downs of the market can increase the opportunity to obtain wealth. At the same time, through reasonable financial planning, we can maintain a stable growth of wealth and provide more value for ourselves, family, and society.
命运或许不是完全可控，但我们仍然可以通过个人的努力来改变它。
Destiny may not be completely controllable, but we can still change it through personal efforts.
我们可以选择认真地学习投资、理财等领域的知识，结合自身的职业和能力，创造更多的价值和收入。
We can choose to seriously learn knowledge in areas such as investment and financial management, and combine our careers and abilities to create more value and income.
同时，我们也应该审慎投资，减少风险，并灵活地处理财务，为自己和家庭未来做出长期规划和安排。
At the same time, we should also invest prudently, reduce risks, handle our finances flexibly, and make long-term plans and arrangements for the future of ourselves and our families.
虽然我们不能全部掌控我们的命运和富贵。
Although we cannot fully control our destiny and wealth.
但我们依然可以通过自己的努力和智慧去改变和改进我们的生活，创造有价值的财富，帮助自己和周围的人实现更好的生活质量。
However, we can still change and improve our lives through our own efforts and wisdom, create valuable wealth, and help ourselves and the people around us achieve a better quality of life.
