很多人都常说“命里有时终需有，命里无时莫强求”，认为命运注定了一个人的财富水平，无论怎么努力也无法改变。
Many people often say, ‘Sometimes there is a need in life, and there is no need to demand it at all times.’ They believe that fate determines a person’s level of wealth, and no matter how hard they try, they cannot change it.
然而，实际上，命里的钱都是有源头的，取决于一个人的努力和机遇。
However, in reality, the money in one’s life comes from a source, depending on one’s efforts and opportunities.
命里的钱与个人的努力是密不可分的。
The money in life is inseparable from personal efforts.
无论是什么行业或领域，只有通过不断地努力而获取的成就和贡献，才能获取相应的回报。
No matter what industry or field it is, only achievements and contributions obtained through continuous efforts can obtain corresponding returns.
这些回报可能是金钱、地位、名誉等，都需要依靠个人的努力和能力来创造和获取。
These rewards may be money, status, reputation, etc., all of which rely on individual efforts and abilities to create and obtain.
因此，命里的钱不是靠天生的，而是通过个人的不懈努力和付出得到的。
Therefore, the money in life is not innate, but obtained through individual unremitting efforts and dedication.
其次，命里的钱受到机遇的影响。
Secondly, the money in one’s life is influenced by opportunities.
机遇是指一些外部的因素，比如行业的发展趋势、市场的需求、政策的支持等，能够为个人提供更好的机会和平台来创造价值和赚钱。
Opportunities refer to external factors such as industry development trends, market demand, policy support, etc. that can provide individuals with better opportunities and platforms to create value and make money.
对于个人而言，通过积极把握机遇，能够把努力转化为更大的财富，从而实现财富的增长。
For individuals, by actively seizing opportunities, efforts can be transformed into greater wealth, thereby achieving wealth growth.
命里的钱也与个人的决策和管理能力密切相关。
The money in one’s life is also closely related to one’s decision-making and management abilities.
一个聪明的财务规划和正确的投资决策，能够让个人赚到更多的钱，避免赔钱的风险。
A smart financial plan and correct investment decisions can help individuals earn more money and avoid the risk of losing money.
同时，对于已经拥有的财富，个人需要通过合理的管理和利用，来让钱的价值得到最大化的释放。
At the same time, individuals need to manage and utilize the wealth they already possess to maximize the value of their money.
命里的钱是与个人的努力和机遇、决策和管理能力紧密相连的。
The money in life is closely related to personal efforts and opportunities, decision-making and management abilities.
只有通过不断地努力和学习，积极把握机遇，归纳总结自身的经验和技能，才能越来越丰富地获取自己命里的钱
Only by continuously striving and learning, actively seizing opportunities, summarizing one’s own experiences and skills, can one gain more and more wealth from one’s life’s money
