在负债累累的情况下，许多人感到绝望和无助，不知道如何才能走出困境。
In situations of heavy debt, many people feel hopeless and helpless, unsure of how to get out of trouble.
然而，只要学会“四个稳”，就可以很容易地咸鱼翻身。
However, as long as you learn the ‘Four Stabilities’, you can easily turn the salted fish around.
1、要稳定情绪，不要因为债务而慌张或放弃。要保持冷静，认真分析自己的财务状况，并积极寻找解决办法。
1. To stabilize emotions, do not panic or give up due to debt. Keep calm, carefully analyze your financial situation, and actively seek solutions.
2、要稳定支出，避免过度消费或不必要的开支。可以列出每个月的预算表，按照收入和支出的比例合理分配资金，避免因为好奇心而不必要地花钱。
2. To stabilize expenditures and avoid excessive or unnecessary spending. You can create a monthly budget table and allocate funds reasonably based on the ratio of income to expenses to avoid unnecessary spending due to curiosity.
3、要稳定收入，尽可能增加自己的收入来源。可以通过创业、副业、投资等方式增加收入，从而提高偿还债务的能力。
3. To stabilize income, try to increase your sources of income as much as possible. Income can be increased through entrepreneurship, sidelines, investments, and other means to enhance the ability to repay debts.
4、要稳定信用，尽可能避免逾期还款或违约行为。可以与债权人沟通协商，制定合理的还款计划，并按时还款，从而维护自己的信用记录。
4. To stabilize credit and avoid overdue payments or default behavior as much as possible. You can communicate and negotiate with creditors, develop a reasonable repayment plan, and repay on time to maintain your credit record.
总的来说，面对负债累累的情况，学会“四个稳”非常重要。只要保持平衡，寻求合理的解决方案，就一定能够咸鱼翻身，迎来新的人生起点。
Overall, in the face of heavy debt, it is very important to learn the “Four Stabilities”. As long as we maintain balance and seek reasonable solutions, we will definitely be able to turn the tide and usher in a new starting point in life.
